There's a great article titled, "Disability Income Insurance: What Every Physician Needs to Know." Here are some sobering statistics:
According to a recent Gallup study conducted for the UNUM corporation — although most people believe they have only a 16% chance of becoming disabled during their working years — the startling reality is that:
* If you’re under age 35, chances are one in three that you will be disabled for at least six months during the course of your career.
* Men have a 43% chance of becoming seriously disabled during their working years.2 Women have a 54% chance.
* At age 42, it is four times more likely that you will become seriously disabled than that you will die during your working years.
Click here to read the article by Reed Tinsley, CPA.